Privacy Policy

Information We Collect

When you use our referral service, we collect information necessary to connect you with licensed lenders across Canada. This includes:

• Contact details (name, email, phone number, postal code)
• Financial information (income, employment status, banking details)
• Identification information (date of birth, government ID)
• Loan preferences (amount needed, loan purpose, repayment timeline)
• Device and browsing data (IP address, browser type, pages visited)

We collect this information directly from you when you complete our online form, as well as through cookies and analytics tools that track your interaction with our site.

How We Use Your Information

Your information is used solely to:

• Match you with licensed lenders in your province who may offer loans suited to your situation
• Facilitate the referral process and improve our matching accuracy
• Communicate with you about your application status and available offers
• Comply with applicable Canadian financial regulations and anti-money-laundering laws
• Analyze site performance and user behavior to enhance our service
• Prevent fraud and protect account security

We do not sell your personal information to third parties for marketing purposes. Your data is shared only with licensed lenders you are referred to, and only with your consent.

Sharing Your Information

As a referral service, we share your information with licensed lenders operating in Canada to process your loan application. Each lender has its own privacy practices and terms. We recommend reviewing their privacy policies before proceeding.

We may also share anonymized, aggregated data with partners and service providers to improve our platform, but this data cannot identify you personally.

We may disclose your information if required by law, court order, or regulatory authority in Canada.

Data Security

Instant Loans Canada uses industry-standard encryption (SSL/TLS) to protect your information during transmission. Our servers are secured with firewalls, intrusion detection, and regular security audits.

However, no online transmission is completely secure. While we take reasonable steps to protect your data, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any passwords or login credentials you create.

Your Privacy Rights

Under Canadian privacy law, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and equivalent provincial legislation, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your information (subject to legal retention obligations)
• Withdraw consent for us to use or share your data
• Opt out of marketing communications
• File a complaint with your provincial privacy commissioner

To exercise any of these rights, contact us using the details provided at the end of this policy.

Cookies and Tracking

Our website uses cookies and similar tracking technologies to remember your preferences, analyze traffic, and improve user experience. Most browsers allow you to control or disable cookies through your settings.

We use Google Analytics and similar tools to understand how visitors use our site. These services may collect information about your browsing across multiple websites. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Children's Privacy

Instant Loans Canada does not knowingly collect information from individuals under 18 years of age. Our services are intended for adults seeking personal loans. If we become aware that we have collected information from a minor, we will delete it promptly.

Third-Party Links

Our website may contain links to lender websites and other third-party services. We are not responsible for their privacy practices. We encourage you to review the privacy policies of any external sites before providing your information.

Changes to This Privacy Policy

Instant Loans Canada may update this privacy policy from time to time to reflect changes in our practices or applicable law. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date below.

Your continued use of our service following any changes constitutes your acceptance of the revised policy.

Contact Us

If you have questions about this privacy policy, wish to exercise your privacy rights, or have a privacy concern, please contact us:

Instant Loans Canada
Email: [email protected]
Response time: We aim to respond to all privacy inquiries within 30 days.

If you are not satisfied with our response, you may file a complaint with your provincial privacy commissioner or the federal Privacy Commissioner of Canada.

Related Policies

Please also review our Terms of Service and Responsible Borrowing guidelines for additional important information about using our service.